Shopping Advice: Buy a Car, Pick It Up in Europe

European delivery programs aren't just a glorified vacation: many offer discounts on new vehicles and attractive travel packages.

Many European car manufacturers offer special programs that allow buyers to purchase a vehicle at a dealer in the U.S., pick it up at the factory in Europe, drive it around and then drop it off at a designated port for shipment back to the U.S.

Often called "European delivery programs," some, like Saab's, provide as much as a 9 percent discount off of a vehicle's manufacturer suggested retail price (MSRP), as well as airfare to and accommodations near the factory where it's picked up. More elaborate travel packages are usually available for purchase and can be a good value. The car companies handle all of the complicated details, such as insuring the vehicle for driving in Europe and arranging its shipment back to the U.S. So drivers are free to enjoy their new vehicle while exploring Europe.

These money-saving trips are often an insider’s secret, one of those things that you need to know about to ask about. That’s because this ultimate option often lurks below dealers’ radars despite the wildly enthusiastic responses from owners who participate.

“They love the program, they love going to the factory,” says Anne Doris Korallus who is the European delivery order administrator for Mercedes-Benz. “Even if they’re not a car enthusiast, they go on the factory tour, and it’s like an elves workshop; it’s so fascinating to watch how a car is built. They come out bubbling over.”

The European delivery programs are a chance for Americans to drive their cars as they were designed to be driven, flat-out on the Autobahn; or above the Arctic Circle. That’s where Saab takes some customers for snow and ice training, as well as quality time behind a team of sled dogs. Or it’s a way to celebrate an anniversary or do some mother-daughter bonding while getting what James Hope of Volvo Cars N.A. calls “friendly” rates at hotels the company recommends.

The hitch is that you forgo the instant gratification of driving home with your dream car the same day you go down to the dealership.

No matter which brand you prefer, Audi, BMW, Mercedes-Benz, Porsche, Saab or Volvo (more on the English absence in a bit), the procedure is pretty much the same.

Go to your local dealer, select the model you want — it must be one regularly available in the United States — configure it to your specifications and order it. Prices are preset and usually slightly discounted from the MSRP. Payment and financing options are the same as for regular delivery. The dealer will tell you when your car will be ready at the factory.

Book flights. Plan your itinerary, coordinating with the manufacturer to ensure you take the best routes for some great drives. Pick up an international drivers license at the nearest AAA office.

Fly to Europe. Enjoy some hospitality from the manufacturer, usually a minimum of transportation from the airport, one night in a hotel near the factory, a meal and a factory visit.

Take delivery of your car. It will have temporary insurance that is often renewable so you can extend your stay, export registration and plates.

Explore Europe in your own car being careful not to exceed the maximum time limit that you can use the car there without being taxed, usually three to six months. You must also pay attention to where you can go; the offered insurance coverage may have geographical restrictions.

Drop off your car at one of many predetermined locations for shipping to the United States. Be sure to read the fine print on this because there may be extra charges at certain locations.

Pick up your car at your dealership several weeks after you return from Europe.

The biggest challenge may be finding a salesperson at your local dealership who knows about the program.

“If a retailer is supportive, you might see a poster” about the program, says Volvo’s Hope. “That’s why we get a lot of repeat customers, they’ve done it before. Or when they were buying a car in the past they saw the poster and then do it when they buy a new car.”

The programs, started between 30 and 40 years ago, were conceived as a sales enticement. At the time, European cars seemed exotic, if not downright odd, to most Americans. “The first Saab we bought was from a friend whose husband had died,” says Seth Bengelsdorf of Port Chester, N.Y. “My father felt bad for her because she had the snow tires on the wrong wheels, in front.”

That was in the late '60s when front-wheel-drive was unknown and theirs was the only Saab in town. By the summer of 1971, the family was in England, taking delivery of a new Saab for a driving vacation that included a ferry trip to Europe. Since then, it’s been all Saabs for all Bengelsdorfs almost all the time.

Such loyalty is not just a Saab quirk. At Mercedes-Benz, Korallus has tracked customers who’ve used the program 30 times since its inception. Audi revived its program in 2006, so great was customer demand, much of it from previous participants. And they want more, so Audi is expanding its post-pick-up touring offerings with the help of Abercrombie & Kent, a company known for arranging luxurious, individualized travel. Even Porsche, which doesn’t discount prices for European delivery, finds repeat customers are a significant percentage of program participants.

Mike Strada, of Kailua on the Hawaiian island of O’ahu, has taken European delivery of a silver Porsche 911 Carrera Coupe every year since 2001. He takes delivery in May, having signed up for the Porsche Grand Tour program that puts him on the racetrack in a Porsche 911 Turbo, or a Boxster S with a professional driver who will “redline from zero to 160 mph, and slow down to 120 mph on the turns,” Strada says.

He started this routine after a divorce, figuring a month of Porsche-ing about Europe with his son would be a good 24/7 experience for them. Strada keeps the car at his home in Bellagio, Italy, on Lake Como through the summer, then returns to drive it for another month in Europe each fall before shipping it home. He manages to squeak out under the deadline for paying what amounts to a failure-to-export penalty.

Porsche handles all the details of getting the 911 Carrera Coupe to Hawaii, and each year, Strada sells last year’s model to make room for the new baby next to his daily driver, a Toyota Tacoma.

Perhaps only a Mini driver could be so loyal, which brings us to the lack of an English delivery option for Mini Cooper owners. Judging by online howls, they want this option the way a pre-schooler wants a puppy — passionately and right now. Given Mini’s innovative marketing and owner programs, what gives?

Common sense.

For American drivers, “it’s a challenge to drive on the right-hand side even with a right-hand side drive car,” says Andrew Cutler of Mini USA. With a car designed for American roads, which would be left-hand drive “it’s kooky-crazy. The last thing we would want is for somebody to come pick up their brand new baby” … here, Cutler pauses, letting images of dented, crumpled Minis slouch through the imagination. The possibility of owner injury is too great a horror to contemplate.

Gamely, the company has tried a Mini-holiday program where owners would tour the factory, then rent a Mini for scooting about the landscape. It never achieved what Cutler calls “critical mass.” There have been discussions of installing mini-cams in the factory, so customers could watch their car being built from afar. So far, no go.

But Mini is not alone in not offering an English delivery option. Jaguar doesn’t. Neither does Land Rover. However, Land Rover compensates somewhat by welcoming American owners who want to "get their mud on" into its intensive driver training courses throughout the United Kingdom. Use of the vehicles is included in the enrollment fee. You can take much the same classes at home throughout North America.

Keep reading for a guide to the most popular European delivery programs or scroll to the top and click on a brand that interests you.

If you want to buy a super luxury car or an exotic, check with your dealer. As a Ferrari spokesman said, “The simple answer is 'no,' but things can be arranged on an exceptional basis.”
(C)Forbes

Top 10 Least Expensive (TCO) Luxury Vehicles to Own

Cars at the lower end of the luxury class are the least costly to own because their lower starting prices minimize the effects of depreciation.

Luxury car buyers looking for the best long-term value should cross-shop vehicles at the lower end of the price spectrum. The lower the starting price of a vehicle, the more likely it is to mitigate the single largest financial hit associated with car ownership — depreciation.

This is the second feature in SMART-NEWS's series on vehicle ownership costs, and here we rank the top 10 luxury vehicles with the lowest cost of ownership over five years.
See also our list of the Top 10 Most Expensive Vehicles to Own.

Depreciation is the largest ownership cost for any vehicle. Therefore, models with lower sticker prices end up dunning owners less than models with higher manufacturer suggested retail prices (MSRPs).

That's true even if a higher-priced model holds its value better: The Audi A3, the fifth least expensive car to own according to our research, depreciates a whopping 71 percent from its base MSRP over five years. By contrast, Porsche’s 911 Turbo — the sixth most expensive car to own — loses just 54 percent of its base price in five years. But the A3 starts at around $25,000, compared to $122,900 for the 911 Turbo. And 71 percent of $25,000 comes out to $17,750, which is a lot less than the 54 percent of the Porsche’s $122,900, or $66,366.

Looking at those numbers, it starts to become clear why the top 10 luxury vehicles with the lowest ownership costs all have base prices below $35,000.

Lower-priced cars also cost less in other categories, says David Wurster, president of Vincentric, the research firm that provided data for our rankings. “You see that in taxes and insurance,” he says.

But bear in mind that Vincentric’s projected ownership costs are only estimates. Actual expenses will vary by region. “There are large variations in maintenance and repairs when you look at a state where costs of living are higher, because labor rates are higher,” Wurster says. Similarly, people living in high-tax states will likely pay more in vehicle taxes and other fees. Insurance rates also change by region, as do fuel prices, he says. All of these are factored into the five-year ownership costs used to rank the vehicles on our list. Click here to see the full list of vehicles in the slideshow.

Drivers do have some control over ownership costs, regardless of where they may live. For instance, driving style and distances traveled determine fuel, maintenance and repair expenses. Plus, insurance premiums remain lower with good driving records.

“There are substantial variations in insurance rates between carriers even in the same region,” says Michael Calkins, who tracks ownership costs for AAA's national office as manager of its approved auto repair program. “You have to be a smart shopper for everything, not just for the car, but also for the insurance.”

Owners who care well for their cars can even beat the deprecation average. “You need to maintain your vehicle properly,” Calkins says. “Keep it in good condition cosmetically and mechanically to maximize its trade value.”

Japanese and Swedish brands dominate our list of the 10 least expensive luxury vehicles to own, likely due to the fact that they tend to have lower starting prices. One German and one American nameplate help balance out the rankings.

The 10 least expensive to own luxury vehicles are determined by estimating six expenses over five years: depreciation, interest and opportunity costs, fuel, maintenance and repairs, insurance, and taxes and fees (see explanations below). The rankings include 2007 models only.

Vincentric breaks down ownership costs for every variation within a model line, so the ownership costs used to rank vehicles on this list are averages of all variants in a given model line. For example, Acura sells four versions of its TSX sedan, the least expensive luxury car to own. Vincentric computes separate lifespan costs for each of the four variants.

The data used in this ranking is from late May 2007 (Vincentric updates cost-of-ownership estimates monthly). Interest expenses assume a five-year loan at 6.86 percent with a 15 percent down payment. Opportunity costs consider what owners would have earned if car expenses went into certificates of deposit instead. Insurance costs are for a typical driver under age 65, with a clean record. Vincentric used the EPA's 2007 Fuel Economy Guide to calculate fuel costs.

10. Lincoln MKZ
Starting MSRP: $29,305
Five-year cost of ownership: $55,011
Depreciation: $19,718
Interest and opportunity cost: $10,456
Fuel: $10,983
Maintenance and repairs: $3,880
Insurance: $7,851
Taxes and fees: $2,123

The Lincoln MKZ is the only model from a Michigan-based auto company that makes the list of either the 10 least or 10 most expensive luxury cars to own. It squeezes onto the 10 least list by dint of its relatively low sticker price. With a base MSRP under $30,000, the MKZ can get away with a high depreciation rate. Averaging $19,718 for the front-drive and all-wheel-drive versions sold by Lincoln, the MKZ's depreciation takes 67 percent of its starting price.

9. Lexus ES 350
Starting MSRP: $33,470
Five-year cost of ownership: $54,585
Depreciation: $19,549
Interest and opportunity cost: $10,905
Fuel: $10,648
Maintenance and repairs: $3,888
Insurance: $7,315
Taxes and fees: $2,280

The ES 350 from Lexus, the luxury division of Toyota, has been called a Camry in fancy attire. That may account for its showing among the 10 luxury leaders in lowest total ownership cost. The sedan is the highest-priced model that makes the list, with a starting MSRP of $33,470. That raises its loan interest and opportunity cost, as well as its taxes and fees. But the Camry's reputation for dependable quality rubs off, so the Lexus does well with depreciation, and it also enjoys the second lowest insurance cost.

8. Acura RDX
Starting MSRP: $32,995
Five-year cost of ownership: $54,502
Depreciation: $17,826
Interest and opportunity cost: $11,323
Fuel: $12,542
Maintenance and repairs: $3,538
Insurance: $6,950
Taxes and fees: $2,323

The Acura RDX is the only SUV that runs with the 10 luxury vehicles that are least expensive to own. With the gas-guzzling rap against SUVs, it seems appropriate that the RDX has the highest estimated fuel cost in the group. At $12,542 over five years, the Acura squanders 20 to 25 percent more fuel than some passenger cars in the ranking. Still, for a sport utility, its EPA fuel economy rating of 19 mpg city/23 mpg highway is good — especially for an all-wheel-drive hauler with pep and pizzazz.

7. Lexus IS 250
Starting MSRP: $30,255
Five-year cost of ownership: $53,220
Depreciation: $16,998
Interest and opportunity cost: $10,793
Fuel: $10,480
Maintenance and repairs: $3,700
Insurance: $9,060
Taxes and fees: $2,189

As a sport sedan made for more aggressive posturing, the Lexus IS 250 carries the highest average insurance cost among the 10 least expensive luxury cars to own. That excess alone moves it lower on the list. With better resale value — and therefore lower depreciation — than four of the six luxury models that have lower lifespan costs, the IS 250 would rise at least one spot in the ranking, even though its purchase price is higher than the six models that score lower lifetime ownership costs.

6. Volvo V50
Starting MSRP: $26,690
Five-year cost of ownership: $52,906
Depreciation: $18,306
Interest and opportunity cost: $10,054
Fuel: $10,346
Maintenance and repairs: $4,006
Insurance: $8,176
Taxes and fees: $2,018

Like other European models among these economy leaders of the luxury class, Volvo's introductory-priced wagon stumbles with a high depreciation rate that saps its value. The average depreciation of the three V50 versions Volvo sells, at $18,306, comes to 69 percent of the car line's starting MSRP, among the highest in the group. The V50 wagon would do better, but the higher priced, all-wheel-drive version pulls its average ownership costs upward.

5. Audi A3
Starting MSRP: $25,340
Five-year cost of ownership: $51,513
Depreciation: $18,092
Interest and opportunity cost: $9,863
Fuel: $10,026
Maintenance and repairs: $3,697
Insurance: $7,815
Taxes and fees: $2,020

As a hatchback, the Audi A3 is the only model among the 10 least costly luxury cars to assume that classic economy car shape. Fittingly, its five-year fuel cost estimate, at $10,026, is the lowest among the least expensive to own. But the A3 suffers from rapid depreciation. The model line's five-year depreciation, averaging $18,092, steals 71 percent of the A3's starting price, the highest percentage among the 10 lowest cost luxury cars.

4. Saab 9-3 SportCombi
Starting MSRP: $27,495
Five-year cost of ownership: $51,499
Depreciation: $17,457
Interest and opportunity cost: $9,672
Fuel: $11,521
Maintenance and repairs: $3,159
Insurance: $7,740
Taxes and fees: $1,950

Vincentric's David Wurster explains that higher purchase prices point to higher ownership costs. The Saab 9-3 SportCombi shows how. The wagon's starting price is just $1,245 higher than its kindred, the 9-3 Sedan. Over five years, the SportCombi depreciates about $200 more, takes about $300 more in interest and opportunity costs, $300 more for insurance and $100 more in taxes and fees. Add about $300 worth of additional gas consumed by the heavier wagon and the SportCombi drops two places below the 9-3 Sedan among the least expensive to own vehicles.

3. Volvo S40
Starting MSRP: $24,240
Five-year cost of ownership: $51,484
Depreciation: $16,941
Interest and opportunity cost: $9,736
Fuel: $10,783
Maintenance and repairs: $4,005
Insurance: $8,104
Taxes and fees: $1,915

Starting at $24,240, the Volvo S40 sedan is the lowest-priced luxury car among these 10 models with the lowest ownership expenses. But its average depreciation, at a whopping 70 percent of the base price over five years, hits hard. Not only will you spend more to own the S40 than you will for the top-rated Acura TSX, you'll also spend more when you visit the repair shop. At $4,005, the S40's maintenance and repair expenses tie with the Volvo V50 wagon as the highest among these lowest 10.

2. Saab 9-3 Sedan
Starting MSRP: $26,250
Five-year cost of ownership: $50,282
Depreciation: $17,247
Interest and opportunity cost: $9,352
Fuel: $11,197
Maintenance and repairs: $3,159
Insurance: $7,437
Taxes and fees: $1,890

The first of five European luxury models with the lowest lifespan costs, the Saab 9-3 Sedan benefits from its relatively low purchase price. That puts it in second place among the least expensive to own vehicles, even though depreciation grabs 66 percent of its starting MSRP. At their base prices, you'll pay less to purchase a 9-3 Sedan than an Acura TSX, the least expensive luxury car to own. But through five years, the 9-3 will gobble up $3,000 more.

1. Acura TSX
Starting MSRP: $28,090
Five-year cost of ownership: $47,084
Depreciation: $13,808
Interest and opportunity cost: $9,730
Fuel: $10,279
Maintenance and repairs: $3,002
Insurance: $8,285
Taxes and fees: $1,980

Half the models on this least expensive to own list wear lower sticker prices than the Acura TSX. But after five years, this sporting sedan ends up the most economical. Acura's reputation for vehicle reliability helps hold up resale value, so that the TSX depreciates just 49 percent over five years — the lowest depreciation among the 10 luxury cars that consume cash most lightly. It also boasts the lowest maintenance and repair expenses among these 10 lowest cost luxury models.
(C)Forbes

Most Affordable Luxury Cars

Entry-level luxury cars offer most of the bells and whistles of higher-end models, but at a reasonable price.

Preparing to plunk down $61,715 on a brand-new Lexus LS 460? Save your money. Instead, buy a $30,000 IS 250. Toss in another $5,000 worth of options, and you get the prestige of the Lexus plus many of the same bells and whistles, including heated and ventilated front seats, bi-xenon headlights and an optional sound system that includes a DVD player.

Call it the trickle-down theory of economics for cars. For a fraction of the price of their more expensive counterparts, entry-level models are getting top-of-the-line features.

Consider the 2008 Cadillac CTS. It allows customers (with some options) to play music off an iPod, a memory stick, a CD, satellite radio or terrestrial radio. It even allows the customer to pause and rewind live radio broadcasts.

The $32,500 (estimated) car, which goes on sale in August, also boasts an innovative "infotainment" system that uses several digital formats. Besides music, the dashboard system can play DVD movies when parked. The optional navigation system runs off the car’s hard drive, as opposed to a removable DVD or CD-ROM. As technology improves, customers will someday be able to download updates wirelessly.

It makes sense that starter luxury cars are increasingly being outfitted with top-of-the-line features, says George Peterson, president of Tustin, Calif.-based auto industry consulting firm AutoPacific.

"Entry-level luxury cars need to demonstrate the capability of their brand — just as the more premium entries do," he says. "As more and more has been added at the top of the pile... these features become expected as part of the standard [or typical] feature load of even the lowest level luxury-brand vehicle."

Examples for the mechanically inclined include: six-speed manual transmissions or automatic transmissions with up to seven speeds that you can shift manually if you want.

To get more than four automatic gears or to shift your automatic manually, you used to have to buy a Porsche with a Tiptronic transmission, or a six-speed BMW, or even a Ferrari, with Formula One racing-style "paddle" shifters mounted on the steering wheel.

Technical Touches

But as much as transmissions have improved, nothing is trickling down faster in this digital age than electronic gizmos, especially car stereos, and new-and-improved navigation systems.

It takes three to five years for automakers to make substantial changes to the car itself, but the lifecycle for electronics gear can be six months long, says J. Ferron, automotive partner at PricewaterhouseCoopers in Detroit.

"So there's an eight times shorter cycle [for electronics]," Ferron says. "There’s a collision between that and what’s shaped in the marketplace in terms of customer expectations versus what a car can do."

Some of the vehicles on this list can have 10 or more audio speakers, as much wattage as an in-home system, half a dozen ways to download and swap music between formats, plus many different ways to control it — buttons on the dash, buttons on the customer's MP3 device, buttons on the steering wheel or even voice control.

Sounds great, but keep in mind that "entry level" is a relative thing. The most expensive car on our list is the redesigned 2008 Porsche Cayenne, at $44,295 (including required $895 delivery). That’s not cheap, but it's the least-expensive Porsche. All the cars (and two trucks) here are the least-expensive new models offered by their respective luxury brands. Since it’s nearly fall, most are already 2008 models, but a few are 2007s, pending model year changeover.

The least expensive overall is the little Volvo C30, an all-new 2008 model, at $23,395 (also including delivery). Even so, it comes standard with a six-speed manual transmission, a feature that once was found only on high-end BMWs.

"These entries today need to be fully featured and are," says Peterson. "They need to support their brand identity and mostly do."

Audi A3 2.0T
Starts at $25,340

The 2007 A3 has several features that once were found exclusively on more expensive cars, like a six-speed manual transmission; an optional six-speed automatic, which can be shifted manually; and electronic brake-force distribution to reduce skids. Thanks to turbocharging, the A3's standard four-cylinder engine produces 200 horsepower. Optional upgrades include a more powerful six-cylinder engine with Audi Quattro all-wheel drive.

BMW 328i
Starts at $33,175

The least-expensive BMW--until the 1 Series lands next year--the 2007 328i has a 230-hp, six-cylinder engine. A six-speed manual transmission is standard. The optional six-speed automatic has a "Steptronic" mode, for manual gear selection without a clutch. High-tech brakes include Brake Standby, which almost but not quite applies the brakes when the driver suddenly lifts off the accelerator pedal, anticipating hard braking.

Cadillac CTS
Starts at $32,500 (estimated)

Sales of the 2008 model start in September.

The 2008 CTS, with a 304-hp, 3.6-liter V-6 engine, is a redesigned model. Its innovative "infotainment" system uses several digital formats. Besides music, the dashboard system can play DVD movies when parked. The optional navigation system runs off the car's hard drive, as opposed to a removable DVD or CD-ROMs. As technology improves, customers will someday be able to download updates wirelessly.

Infiniti G37
Starts at $32,000 (estimated)

Sales of the 2008 model start in August.

The G37 Coupe, with a 330-hp V-6 engine, replaces the 2007 G35. Optional features include advanced four-wheel active steering, where the rear wheels help steer the car. Like the Cadillac CTS, the optional navigation system shows "3-D" landmark buildings. And like some more expensive cars, the G37 has optional "intelligent cruise control," which, within limits, maintains a set distance to the vehicle ahead.

Jaguar X-Type 3.0
Starts at $34,995

X-Type sales are down more than 40% year to date through May, but the entry-level 2008 model Jag has its fans. The X-Type has standard all-wheel drive, which is unusual but "trickling down" among luxury cars. Other upscale features include electronic brake force distribution to prevent skids, wood trim and a 120-watt sound system.


Land Rover LR2
Starts at $34,700

The smallest Land Rover is an all-new 2008 model, with a 230-hp, 3.2-liter V-6 engine. Like its bigger siblings, it can "wade" across streams up to about 20 inches deep. Its six-speed automatic transmission has different settings for different slippery conditions. The LR2 isn't exactly roughing it, however: It has a nine-speaker, 320-watt audio system with an MP3 plug-in.

Lexus IS 250
Starts at $30,970

The 2007 Lexus IS 250 has a once-rare six-speed manual transmission, plus a 204-hp, 2.5-liter V-6 engine. An optional luxury package includes features that were scarce a few years ago, like heated and ventilated front seats; bi-xenon headlights; adaptive headlights, which redirect the beam of light around a corner for better visibility. An optional sound system includes DVD-audio and DVD-video playback.

Lincoln MKZ
Starts at $29,305

The 2008 MKZ on sale now has a powerful, 263-hp V-6 engine and a size advantage over some of its entry-level competitors. Options include a thumping 600-watt, 14-speaker audio system.




Mercedes-Benz C300
Starts at $31,975

2008 model goes on sale August 7.

The 2008 C300 Sport Sedan, the first all-new C-Class since 2000, has a 228-hp, six-cylinder engine. (There is also a slightly pricier "Luxury" variant.) Features from the flagship S-Class include a computer hard drive for the optional navigation system. "Selective damping" debuts first on the C-Class. It automatically provides a stiffer ride in sporty driving and a softer, smoother ride for highway cruising.

Porsche Cayenne
Starts at $44,295

The 2008 Cayenne, on sale now, is a new generation of the Porsche SUV. The priciest vehicle on our list is the third most powerful (after the Cadillac CTS and Infiniti G37), with a 290-hp, 3.6-liter V-6 engine. It goes from zero to 60 mph in 7.5 seconds, one second faster than the old Cayenne. Bi-xenon headlights are standard.


Saab 9-3
Starts at $26,995

The Saab 9-3 2.0T Sport Sedan has a 210-hp, turbocharged, 2.0-liter four-cylinder engine.

A six-speed manual transmission is standard. A five-speed automatic with manual shifting capability is optional. A 150-watt, seven-speaker audio system is standard. A nine-speaker Bose system is optional. Like most luxury cars, even entry-level ones, anti-lock brakes, traction control and stability control are standard.

Volvo C30
Starts at $23,395

Even the cheapest of our entry-level luxury cars has a six-speed manual transmission standard. Volvo calls the base model "Version 1.0." The upgraded model is "Version 2.0." A five-speed automatic with manual-shifting capability is optional. A turbocharged, five-cylinder engine previously shared with some of the bigger, more expensive models produces 227 hp. A glass hatchback is probably the single most distinguishing feature.
(C)Forbes

Luxury car, but crummy bumper

Insurance group's low-speed crash tests reveal weaknesses in cars' first line of defense.

In tests designed to replicate low-speed impacts, the bumpers of several luxury cars failed to prevent costly damage. In one case, a Mercedes-Benz C-class sedan sustained almost $5,500 in damage when hit in its front bumper at a speed of just 6 miles per hour.

The Insurance Institute for Highway Safety conducted four separate low-speed impact tests on 11 popular luxury cars.

The cars struck a barrier, designed to mimic the bumper of another car, straight-on from the front and from the rear at six miles per hour and diagonally into front and rear corners at three miles per hour. The Institute, a private organization funded by insurance companies, estimated repair costs after each test.

"[W]hat the test results don't reflect is the Mercedes-Benz holistic approach to occupant safety," Mercedes-Benz said in a statement. "This philosophy influences design and development even down to the front bumper, which is specifically mounted lower to help reduce injury for impacts with pedestrians (to avoid contact above the knee)."

The C-class performed poorly in large part because its front bumper slid down below the impact barrier during the test.

The vehicle sustaining the most total damage was the Infiniti G35, made by Nissan, which had total estimated repair costs of $14,000. In the straight-on front impact test alone, the G35 sustained $5,223 in damage.

"The cost of vehicle ownership and repair are important considerations at Infiniti," Nissan said in a statement. "We design each new model to resist low-speed collision damage and will continue to work closely with major insurance companies to keep premiums low for our customers."

The Insurance Institute's tests do not reflect likely real-world results, Nissan said.

The best-performing vehicle in the test was the Saab 9-3. Its total estimated repair costs for all four tests was $5,243, less than what the Mercedes-Benz would have cost to fix after just one front impact.

The Institute wasn't enthusiastic about even the Saab's performance in these tests, however.

"There's nothing exemplary about even the best performer, the Saab 9-3," said vice president Joe Nolan in a statement. "It simply avoided racking up the most damage in any single test and ended up coming out the best in a mediocre lot."

Saab said in a statement that it was proud of the 9-3's top-ranked performance in these tests.

In an earlier round of tests, released in early March, midsize non-luxury cars didn't fare much better. A Nissan product was the worst performer in those tests as well with the Nissan Maxima suffering a total of $9,051 worth of damage.

Many luxury and non-luxury cars suffer from the same problems, according to the Institute: bumpers that are simply too weak, impact absorbing structures that don't extend far enough to the corners and bumpers that are designed with visual appeal rather than damage control as the top priority.

Underneath body-colored plastic exteriors, most bumpers have metal beams that are supposed to absorb crash forces. These beams can be too weak or not placed where needed to adequately protect against various types of impacts.

In some cases, the Institute said, car bumpers can slide under the bumper of another vehicle during an impact, exposing headlights, grills and body sheet metal to damage.

Luxury cars have the additional problem of expensive replacement parts. A headlight for a Lexus ES costs $1,046, according to the Institute. (Headlights were damaged in 15 or the 22 front impact tests the Institute conducted.) The front bumper cover for an Audi A4, one of the best performing vehicles in the tests, costs nearly $600, according to the Institute. That doesn't include installation and painting costs.

Luxury car bumper tests

Estimated repair costs following Insurance Institute for Highway Safety bumper tests

Test Front full width Front corner Rear full width Rear corner Total damage Saab 9-3 $1,476 $1,076 $1,722 $969 $5,243 Audi A4 $976 $2,038 $918 $1,899 $5,831 Lincoln MKZ $1,001 $1,966 $2,330 $669 $5,966 BMW 3-series $3,658 $1,256 $989 $778 $6,681 Acura TSX $1,693 $1,274 $3,430 $1,157 $7,554 Volvo S60 $4,517 $543 $2,142 $1,022 $8,224 Lexus IS $4965 $2,223 $1,922 $737 $9,577 Lexus ES $3,921 $2,093 $3,709 $1,101 $10,824 Mercedes-Benz C-class $5,486 $963 $3,728 $877 $11,054 Acura TL $4,985 $1,244 $3,814 $1,156 $11,199 Infinit G35 $5,223 $3,544 $4,035 $1,181 $13,983

(C)CNN

Safiest cars

These cars earned the Insurance Institute for Highway Safety's Top Safety Pick award.

That means they earned the best possible ratings front, side and rear impact protection and they are available with electronic stability control.

Acura MDX
The MDX is a midsized SUV with a third row of seats in the back, but it feels stable and handles surprisingly well for a vehicle of its size.








Acura RDX
The Acura RDX shares some of its basic engineering with the Honda CR-V, which was also awarded a Top Safety Pick award by the Insurance Institute. As with all Honda SUVs, electronic stability control, which helps prevent vehicles from going out of control or flipping over in emergency maneuvers, comes as standard equipment on the RDX.





Audi A4
The A4 was close to making the cut last year, but it was hampered by a merely "Acceptable" performance in whiplash protection. With improvements to the Audi's seats, the A4 and larger A6 earned the Insurance Institute's Top Safety Pick award.






Audi A6
The A6 was close to making the cut last year, but it was hampered by a merely "Acceptable" performance in whiplash protection. With improvements to the Audi's seats, the A6 and smaller A4 earned the Insurance Institute's Top Safety Pick award.






Ford Edge
The Edge, a car-based crossover, is targeted at young, urban couples or small families looking for something more versatile than a car but more stylish than the typical SUV.








Ford Taurus
The Ford Five Hundred had been a Top Safety Pick before the Insurance Institute added a requirement that vehicles must be available with electronic stability control to get the awards.
Slightly redesigned for 2008 and renamed the Taurus, this car is now available with stability control so it has been returned to the list.

Ford Taurus X
The Taurus X, formerly known as the Freestyle, is an SUV-like wagon that shares most of its engineering wth the Ford Taurus sedan. The Taurus X has three rows of seats.








Honda CR-V
The CR-V shares some of its basic engineering with the Honda Civic. That car was dropped from the Insurance Institute's Top Picks list, however, because of a new requirement that all vehicles on the list must offer electronic stability control.






Honda Pilot
The mid-sized Honda Pilot has been one of the most popular crossover SUVs around since its introduction in 2002. Like all Honda SUVs, it comes standard with electronic stability control.







Hyundai Entourage
The Entourage is Hyundai's new minivan. The Kia Sedona is essentially the same vehicle with relatively minor differences. The Sedona has a smooth and quiet ride, comfortable interior and solid build quality, according to Edmunds.com.







Hyundai Santa Fe
The Santa Fe was completely redesigned for the 2007model year. Like all Hyunda vehicles it has electronic stability control as standard equipment.








Kia Sedona
The Sedona is Kia's new minivan. The Hyundai Entourage is essentially the same vehicle with relatively minor differences. The Sedona has a smooth and quiet ride, comfortable interior and solid build quality, according to Edmunds.com.







Lincoln MKX
The MKX is Lincoln's luxury version of the Ford Edge. In addition to a different look, the MKX's ride and handling are slightly different from the Edge's as well.

Saab 9-3
The 9-3 offers excellent handling and performance for a front-wheel drive car. Evidently, it offers class-leading safety, as well.

Saab 9-3 convertible
The 9-3 was one of two convertibles, both made by Swedish car companies owned by one of the major Detroit automakers, to earn a Best Pick. Saab is part of General Motors.
To earn a "Top Safety Pick" designation, a vehicle must get top scores in all impact tests and it must be available with electronic stability control.

The 9-3 has automatic rollbars that deploy in the event of a rollover.

Mercedes-Benz M-class
With its car-like engineering, the M-class is, technically speaking, a crossover vehicle. It handles well and, according to the Insurance Institute's tests, offers excellent protection in the event of a wreck.







Mercury Sable
The Mercury Montego had been a Top Safety Pick before the Insurance Institute added a requirement that vehicles must be available with electronic stability control to get the awards.
Slightly redesigned for 2008 and renamed the Sable, this car is now available with stability control so it has been returned to the list

Subaru B9 Tribeca
Its peculiar design may not suit your tastes, but the Tribeca does perform very well in crash tests. Electronic stability control comes as standard equipment.

Subaru Forester
To make the Top Picks list for 2007, the Insurance Institute required vehicles to have electronic stability control available as, at least, an option. The Subaru Forester and Legacy are the only vehicles on the list that do not have it as standard equipment. For the Forester, stability control is available only on the Sports 2.5 XT version.





Subaru Legacy
The Legacy is Subaru's midsized answer to the Toyota Camry and Honda Accord. Aside from its strong performance in the Insurance Institute's very demanding crash tests, the Legacy also offers all-wheel-drive. That's something you won't find in any Camry.






Volvo XC90
Volvo's reputation has been built on safety, so Volvo's absence from last year's Insurance Institute Top Safety Pick list was surprising to many consumers. The fact is, however, that many companies now make very safe cars, not just Volvo. Ford's Swedish luxury brand makes the cut this year with its XC90 SUV.





Volvo C70
The C70 is a hard-top convertible made by Ford-owned Volvo of Sweden.
A hard convertible top, like the one on the C70, cannot support weight and does not offer any safety benefit as compared to a cloth top. The C70 has automatic rollbars that deploy in the event of rollover.
(C)CNN

Top 21 Safest Cars of the Year

Forbes did some digging through the Consumer Reports, Department of Transportation, Insurance Institute for Highway Safety (IIHS) and the Highway Loss Data Institute (HLDI), and created their list of the top 20 safest cars of 2007.

To earn a spot on this list, a vehicle had to have at least two of the following:

• CR's highest-possible rating for accident-avoidance capabilities.


• Perfect NHTSA crash-test scores across the board.


• Perfect IIHS crash-test scores across the board.


• A substantially better-than-average (i.e. lower-than-average) frequency of insurance injury-claim filings, according to the HLDI.

Top 21 Safest Cars of 2007:

Acura RDX SUV
Base price: $32,995
--Consumer Reports' highest-possible rating for accident-avoidance capabilities.
--Perfect IIHS crash-test scores across the board.







Acura RL
Base price: $45,780
--Consumer Reports' highest-possible rating for accident-avoidance capabilities.
--Perfect NHTSA crash-test scores across the board.
--A substantially better-than-average frequency of insurance injury-claim filings, according to the HLDI.





Audi A4
Base price: $28,240
--Consumer Reports' highest-possible rating for accident-avoidance capabilities.
--Perfect IIHS crash-test scores across the board.
--A substantially better-than-average frequency of insurance injury-claim filings, according to the HLDI.





Audi A6
Base price: $41,950
--Consumer Reports' highest-possible rating for accident-avoidance capabilities.
--Perfect IIHS crash-test scores across the board.








BMW Z4 Coupe / Convertible
Base price: $36,400
--Consumer Reports' highest-possible rating for accident-avoidance capabilities.
--A substantially better-than-average frequency of insurance injury-claim filings, according to the HLDI.






Chevrolet Corvette
Base price: $44,995
--Consumer Reports' highest-possible rating for accident-avoidance capabilities.
--A substantially better-than-average frequency of insurance injury-claim filings, according to the HLDI.






Ford Freestyle
Base price: $26,670
--Perfect IIHS crash-test scores across the board.
--A substantially better-than-average frequency of insurance injury-claim filings, according to the HLDI.







Honda Civic
Base price: $14,810
--Consumer Reports' highest-possible rating for accident-avoidance capabilities.
--Perfect IIHS crash-test scores across the board.







Jaguar XJ
Base price: $64,250
--Consumer Reports' highest-possible rating for accident-avoidance capabilities.
--A substantially better-than-average frequency of insurance injury-claim filings, according to the HLDI.






Lexus SC
Base price: $65,455
--Consumer Reports' highest-possible rating for accident-avoidance capabilities.
--A substantially better-than-average frequency of insurance injury-claim filings, according to the HLDI.






Lincoln Town Car
Base price: $43,045
--Perfect NHTSA crash-test scores across the board.
--A substantially better-than-average frequency of insurance injury-claim filings, according to the HLDI.







Mazda MX-5 Miata
Base price: $21,180
--Consumer Reports' highest-possible rating for accident-avoidance capabilities.
--A substantially better-than-average frequency of insurance injury-claim filings, according to the HLDI.






Mercedes-Benz SL-Class
Base price: $95,575
--Consumer Reports' highest-possible rating for accident-avoidance capabilities.
--A substantially better-than-average frequency of insurance injury-claim filings, according to the HLDI.






Mercury Grand Marquis
Base price: $25,735
--Perfect NHTSA crash-test scores across the board.
--A substantially better-than-average frequency of insurance injury-claim filings, according to the HLDI.







Porsche 911
Base price: $72,400
--Consumer Reports' highest-possible rating for accident-avoidance capabilities.
--A substantially better-than-average frequency of insurance injury-claim filings, according to the HLDI.






Porsche Boxter
Base price: $45,600
--Consumer Reports' highest-possible rating for accident-avoidance capabilities.
--A substantially better-than-average frequency of insurance injury-claim filings, according to the HLDI.






Saab 9-3
Base price: $26,995
--Consumer Reports' highest-possible rating for accident-avoidance capabilities.
--Perfect IIHS crash-test scores across the board.
--A substantially better-than-average frequency of insurance injury-claim filings, according to the HLDI.





Saab 9-5
Base price: $35,440
--Consumer Reports' highest-possible rating for accident-avoidance capabilities.
--A substantially better-than-average frequency of insurance injury-claim filings, according to the HLDI.






Subaru Forester SUV
Base price: $21,195
--Perfect IIHS crash-test scores across the board.
--A substantially better-than-average frequency of insurance injury-claim filings, according to the HLDI.







Volkswagen Passat
Base price: $23,180
--Consumer Reports' highest-possible rating for accident-avoidance capabilities.
--A substantially better-than-average frequency of insurance injury-claim filings, according to the HLDI.






Volvo XC90
Base price: $36,135
--Perfect IIHS crash-test scores across the board.
--A substantially better-than-average frequency of insurance injury-claim filings, according to the HLDI.
(C) Forbes

New SAAB 9-3 (photos)

New Saab 9-3 Range: Sharper Looks Showcase Enhanced Performance.

Images of the new Saab 9-3 range released for the first time today, reveal the new 9-3 will feature bold styling, inspired by the award-winning Aero X concept car and cutting edge technology for greater driving appeal.

With all-new front bodywork, ’signature’ lighting, new door panels and rear styling features, the latest generation 9-3 acquires a more focused, assertive stance, reflecting the introduction of technical advances aimed at delivering an even more rewarding experience behind the wheel.

Most noticeable is the sharper frontal styling, which adopts grille and hood themes first seen on the Aero X concept, together with a return of Saab’s classic ‘clamshell’ design. This new ‘face’ is reinforced by other exterior changes that all combine to give the range a clearer, more distinctive Saab identity.

“We are introducing significant developments across three key areas: design, performance and handling,” says Jan Åke Jonsson, Managing Director of Saab Automobile.

“The result is a major step forward in strengthening the visual and driving appeal of our core product line-up, which accounts for about two-thirds of global sales.”

The new 9-3 range comprises Sport Sedan, SportCombi and Convertible models, each offering a unique ‘tri-fuel’ engine choice of petrol, diesel or BioPower (E85).

Available in three forms, Linear, Vector and Aero, the new range will go on sale in Australia before the end of the year. All of the 9-3 range - including the BioPower variants - will feel the benefit of the nip-and-tuck treatment when the first facelifted models reach the UK this autumn.